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Financially Healthy

Used well, a label gives you language for something you've felt but never articulated. It helps you recognise that the tightness in your chest when you spend, or the impulsive thrill of an unplanned purchase, or the quiet dread of opening a pension statement, has a shape. Shapes can be worked with.

Money is meant to coordinate resources and obligations across time and space, to help manage uncertainty, and to give you the means to pursue things you care about whilst participating fairly in society. Or, in plainer terms: it's meant to reduce worry, create options and enable the life you're trying to build. That's it. Money isn't meant for endless accumulation or one-upping your mates.